Business, but make it MINI. If you’re using your MINI predominantly for business purposes, a MINI Chattel Mortgage* might be the right option for you.

MINI offers flexible business car financing options, allowing those using their vehicle for business purposes to get behind the wheel sooner with flexible trade-in options and possible tax benefits.

Take ownership of your MINI from the start of your agreement in exchange for monthly payments and a fixed interest rate. At tax time, you may be able to claim the interest paid on the loan and depreciation of the vehicle. That’s a win in our books.

We recommend that you consult your accountant or tax advisor to find out more about whether you can benefit from this product.

You’ll have the flexibility to choose the term of your agreement, from 12 to 60 months, the option to pay a deposit, trade in your previous vehicle or add a balloon payment.

Additionally, you can choose to lock in a Guaranteed Future Value (GFV) for your MINI with MINI Flex^. This means you’ll know, upfront, how much we’ll value your new or pre-loved MINI for at the end of your loan agreement. Put simply, this reduces the risk that you’ll be out of pocket at the end of your agreement if the value of your MINI is less than the balloon amount (this is the amount owed at the end of your agreement).

HOW IT WORKS.

1

CHOOSE YOUR MINI

We know, it’s hard to pick a favourite.

2

CHOOSE YOUR AGREEMENT TERM

From 12 to 60 Months.

3

TAILOR THE OPTIONS TO SUIT YOU

Choose to pay an optional deposit, trade in your current vehicle, set a balloon payment or set your Guaranteed Future Value with MINI Flex^.

KEY FEATURES.

Learn more about the features and options that come with MINI Chattel Mortgage.

KEY FEATURES.

FEATURE AVAILABLE OPTIONS
Customer type Business
Ownership No
MINI Flex^ available Yes (New/Demo/Used)
Vehicle New/Demo/Used
Terms 24 to 60 months
Interest Rate Fixed
Payment frequency Monthly
Payment method Direct debit/BPAY®
Balloon/Final lump sum payment Required
24/7 online access MY MINI Account
MINI Prestige Lease key features

Get In Touch

Your Business Manager at your MINI Garage will work with you to find a solution that suits your needs, so all you have to worry about is picking the colour of your MINI. Call us on (09) 2838 120, or use the form below and we’ll get back to you as soon.

DISCLAIMER

*MINI Finance, Australian Credit Licence 392387. Conditions, lending criteria, fees and charges apply.

MINI Flex consists of:

  1. in the case of a loan, an option to deliver the vehicle to us instead of paying the Guaranteed Future Value (GFV) amount at the end of the agreement term; or
  2. in the case of a lease, an option to return the vehicle to us and not pay the GFV amount at the end of the lease term, provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the agreed kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the agreement term. To be eligible, vehicles must be built within 18 months. Odometer cannot exceed 10,000km at agreement commencement. Lending criteria, fees, charges and conditions apply.