At MINI Finance, we’re all about enhancing your MINI experience. Enjoy the convenience of organising your car financing, insurance, and accessories at the same place that you purchased your new MINI, with the option to do this online or in person. MINI Finance provides more flexibility, with a range of finance options and add-ons to suit you and a convenient service that only MINI can provide. All In. Simply Smart.

Finance

What Sets Us Apart?

No Account Keeping Fees.

MINI Finance doesn’t charge account keeping fees for any of our products, saving you money for the important things.

One Stop Shop.

Find your dream MINI and organise your finance, insurance and accessories, all in the one spot.

Mini Experts.

With just as much passion for MINI as you, let the MINI experts work with you on everything you need to get your next adventure started.

Flexibility.

From purchasing your MINI and applying for finance online or at your local MINI Garage, to finding the most suitable finance option for you, we’re all about giving you choices and adding convenience.

Our Products.

  • Personal Finance
  • Business Finance
  • Insurance

Apply For Finance Online.

Can’t get into a MINI Garage? No problem. Search for your new MINI online and discover your flexible car finance options with My MINI Finance. Get a Fast Finance Estimate for your dream MINI in less than 3 minutes. You’ll find out the monthly repayments, interest rate and more based on what you’d like to spend.

Apply For Finance

Get In Touch

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MINI Feedback

MINI Feedback

MINI Financial Services is committed to providing products and services of the highest standard.

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MINI Financial Hardship

MINI Financial Hardship

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MINI One App

MINI One App

MINI Finance on the go.

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DISCLAIMER

(1) Finance provided by MINI Finance (Australian Credit Licence 392387). Lending criteria, fees, charges and conditions apply.

(2) MINI Flex provided by MINI Finance (Australian Credit Licence 392387) consists of:

a) in the case of a loan, an option to deliver the vehicle to us instead of paying a Guaranteed Future Value amount (GFV) at the end of the contract term; or

b) in the case of a lease, an option to return the vehicle to us and not pay a GFV amount at the end of the lease term, provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months and bear a compliance plate dated within 12 months of contract date. Odometer cannot exceed 10,000km at contract commencement. Lending criteria, fees, charges and conditions apply. See mini.com.au/flex for details.

(3) MINI Premier Motor Insurance is issued by Allianz Australia Insurance Limited, AFS Licence No. 234708 ABN 15 000 122 850 (Allianz). In arranging this insurance MINI Financial Services, a division of BMW Australia Finance Limited ABN 78 007 101 715 and authorised dealers act as agents of Allianz and not as your agent. We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Before making a decision about this insurance please consider the PDS or the policy document available from this website. If you purchase this insurance we receive a commission from Allianz. Ask us for more information before we provide you with our services.

+ MINI Finance, Australian Credit Licence 392387. Fees, charges, conditions and eligibility criteria apply. For new or demonstrator MINI 3 Door Hatch, 5 Door Hatch, Convertible, Countryman and Cooper S Clubman models ordered, finance approved & delivered by 31.12.2022.

# MINI Service Inclusive – Basic is based on the vehicle’s condition based service monitoring system for 5 years from the date of first registration or up to 80,000 kms, whichever occurs first. Normal wear & tear items & other exclusions apply. Scheduled servicing must be conducted by an authorised MINI Garage.

5 years’ complimentary MINI Roadside Assistance & Accident Management service applies from the date of first registration of the vehicle. Terms & conditions apply. Please consult your participating MINI Garage for further details. Provided by AWP Australia Pty Ltd trading as Allianz Global Assistance ABN 52 097 227 177.

++ See MINI Flex for details.